Thursday 4 July 2019

Buy your dream home with Loan Kumar


All of us have imagined a dream home once in our lifetime. Pinning all the snapshots from Pinterest can become a reality! Visions which include penthouses, lawns, or anything such dreamy aspirations. Now that you’ve dreamt, it’s time to unleash that dream of you and bring it into reality with the help of Loan Kumar. Get the most convenient home loan in Delhi.



Loan Kumar offers a one-stop solution to all your problems related to the purchase of a home. All you need to do is attain these documents along, and you’re good to go!

    The completed loan application form is required from the applicant attached with 3 passport sized photos.

    ID proof; you can select any one option from the following - Passport, voter/ID card, PAN, driver’s license.

    A proof copy to verify your residential address can be given in any one form – driver’s license, aadhar card, telephone/electricity/water bill.

    After the necessary documentation comes to the property papers.

    Your account statement is required for the last six months.

    If you’ve taken any loan from any of the lenders or banks, then you also need to show the statements from last one year.

    Proof of income has to be shown to know whether you are a salaried/non-salaried applicant.

Why should take a Home loan from Loan Kumar?

1.    Less Paperwork – Quite simple, that’s the mere reason our old customers keep coming back! We provide fast dispersals of loans without asking for any unnecessary paperwork.

2.    Low-Interest Rates – Well, there are many lenders and banks that offer attractive deals. But, we at Loan Kumar, have these lowest interest rates in the array of the competition.

3.    Repayment Options – We understand that dreams can be a burden, too, at times. We are a savior for you at your financial crisis.

Get the best home loan in Delhi from Loan Kumar. Visit www.loankumar.com and 


Friday 30 November 2018

Top five Ways to Get the Best Rate on Your Personal Loan

There are many ways in which you can save interest on your personal loan and if you exercise some discretion, you can end up saving the right amount of money on the interest on your personal loan.
If you are looking for a home loan in Delhi, you can consider loan Kumar. Also, if you want to expand your business then you can consider business loan in Delhi offered by loan Kumar. Also, loan Kumar offers personal loan in Delhi and loan against property in Delhi.
personal loan, loan kumar


These are the ways to get the best interest on your personal loan:

·         IMPROVE CREDIT SCORE

By making timely payments of your EMI’s and Credit Cards and also keeping a low credit balance on Credit Cards and not going for loans often will boost your credit score.
Banks prefer individuals with a good score and lend the money to them quickly and so if you have a poor credit score then it is a good idea to wait for few months, improve the score, and then go form the loan and this will make the loan procedure more comfortable and less costly.

·         CONDUCT AN ONLINE SEARCH

Chances are that you might get a better and lower interest rate from online lenders whose criteria for lending is also not very stringent and thus it is a good idea to check out the online lenders who are offering loans so that you might end up with a better deal and a lower interest rate.

·         SHORTER LOAN PERIOD

Although a shorter loan term will increase your EMI you will gain as the lender is more comfortable giving a short-term personal loan and thus you can get a low-interest personal loan for a shorter duration, which makes sense financially.

·         GO FOR FLOATING INTEREST RATES

If you go for a floating interest rate as many people go for a fixed interest rate, which becomes costlier in the end as you are paying an interest on the higher side from the very beginning and thus it makes sense going for a floating interest rate as that will save you money on interest.

·         CHECK OUT THE ANNUAL PERCENTAGE RATE

A shorter loan tenure with a higher interest rate comes out to be cheaper and APR is the annual interest rate that the banks charge on your personal loan and thus you should check this APR before taking a loan as that would make your decision safe.

Thus, you should exercise discretion and save your hard-earned money so that you end up paying less as interest and save money, which you can invest or consume.

Thursday 25 October 2018

Boost Your Credit Score with a Personal Loan

A personal loan is a tremendous financial instrument and it helps you in emergencies and helps you improve your creditworthiness and credit score. You should not take too many loans and you should not prepay your loans. You should be regular in your payments and should not over borrow. If you keep these things in mind you will definitely land up with a good credit score.
Boost Your Credit Score with a Personal Loan, Loan Kumar


These are some ways in which you can boost your credit score with a personal loan:

  •          BEING PUNCTUAL IN YOUR PAYMENTS

If you want to boost your credit score with home loans then you should be punctual and regular in your loan repayment. You should not delay the payment nor should you default. A personal loan is an excellent opportunity of boosting your credit score and you should be punctual and regular in your personal loan payments to boost your credit score.

Also if you want home loan in Delhi NCR for buying property or if you want personal loan in Delhi NCR for your personal needs or a business loan in Delhi NCR to expand your business or a loan against property in Delhi NCR for emergencies then you should head to Loan Kumar as they provide the best loans at the best interest rates.

  •          NOT OVERBORROWING

If you want to boost your credit score then you should borrow within your means so that you do not over borrow and get into trouble later on. Thus it is essential that you judge yourself what is your repayment capacity and then go for the personal loan amount which you can easily payback and this will help you improve on your credit score.

  •          NOT PRE-PAYING YOUR LOAN

If you want to improve your credit history then you should not prepay your loans. A longer credit history is considered better and you should make payments only when they are due and this will help you improve on your credit score.

  •          NOT APPLYING FOR MULTIPLE LOANS

You should not display yourself as a frequent borrower and a credit hungry person. Every time you take, a personal loan there is a credit inquiry and too many credit inquiries are not considered suitable for your credit score.

Thus by following these simple steps while taking a personal loan in Delhi NCR you can boost your credit score and become more creditworthy and be able to easily avail loans whenever you need them without unnecessary hassles or trouble.

Tuesday 25 September 2018

Are credit card loans better than personal loan?

Both credit cards and personal loans have their own pros and cons. But overall if you taking a reasonable amount of loan then a personal loan is the best choice as the rate of interest is lower and the tenure is extended and also you can take a bigger amount of loan.
Personal Loan, loan kumar

This is a comparison between credit cards and personal loans with their pros and cons:

  • PERSONAL LOANS HAVE LOWER RATE OF INTEREST
Personal loans are available at cheaper interest rates than credit cards and if you are taking credit for a longer period of time then personal loans make sense but if you are taking credit for some months then credit card makes sense. Both these financial tools have their own utility and pros and cons.

  • BOTH HAVE DIFFERENT USAGES
While a credit card is good for short term credit a personal loan is better for long term loans as the rate of interest is lower and the tenure is extended. If you want to take personal loan in Delhi NCR or home loan in Delhi NCR or loan against property in Delhi NCR or also a business loan in Delhi NCR then loan kumar is the place to go and they will provide you with the best loans at the most reasonable rates of interest.

  • DOCUMENTATION
While a personal loan needs some basic documentation every time you avail it, a credit card needs no such documentation. The documentation for credit cards happen only once and thus a personal loan has an advantage of lower interest while a credit card has the advantage of less or no documentation.

  • TENURE
Credit card can be used for a shorter duration ranging in months while a personal loan can be taken for a longer period of time which can be 2 to 5 years and thus if you want money which you can pay back quick then you can go for credit cards or else you can go for a personal loan in Delhi NCR from loan kumar.

  • LOAN AMOUNT
Another important factor to consider is the loan amount. If you are taking small credit in thousands then the credit card is more handy but if you are taking credit of a larger amount in lakhs then you should go for a personal loan.
Loan kumar is your answer for all your finance and loan needs and whether you want to take a home loan in Delhi NCR or a personal loan in Delhi NCR or a business loan in Delhi NCR, loan kumar will provide you the best loans with the most competitive interest rates.

Wednesday 19 September 2018

4 Benefits of Taking Loan against Property in India


Taking a loan against property in Delhi NCR is very beneficial for you as you pay less interest as the loan is a secured loan and you become disciplined in paying back the installments, moreover because of the EMI’s being less there is less financial pressure on your income and you get a longer tenure to pay back your loan.
Loan Against Property, loan kumar


These are the benefits of taking loan against property in India:

·         LOWER RATE OF INTEREST AND CHEAPER AS IT IS A SECURED LOAN

As the loan which you are taking is a secured loan therefore the rate of interest and other charges will be cheaper than an unsecured loan. This is beneficial for you as you end up paying much less interest overtime as compared to unsecured loans. With loan kumar you can take home loans in Delhi NCR and also Personal loan in Delhi NCR but the best option for businessmen is taking a loan against property in Delhi NCR.

·         DISCIPLINE OF PAYMENT

Once you take a loan against property then you will be disciplined automatically as you know that your real estate is at stake and you will keep the EMI payments as priority. Thus this kind of loan is very beneficial for businessmen as they will be forced into the discipline to pay of the installment no matter how their business is faring. Loan kumar is the best loan provider in Delhi NCR and if you want to take a loan against property in Delhi NCR then loan kumar is the place to go.

·         LONGER TENURE

When you take a loan against property in Delhi NCR you get the advantage of a longer tenure and thus you can pay back the loan easily and in a slow and steady manner as you have time in your hands. Although you end up paying more interest but you get the advantage of time to pay back the loan. Loan kumar is the best place to take a home loan in Delhi NCR and you should go for it only if you are earning well and have enough financial backing.

·         EASY EMI

You can pay back the loan against property very easily through easy monthly installments or EMI’s and thus you can take a bigger loan with the long tenure which will ease the pressure of paying back the loan.
Loan kumar is your answer for all your finance and loan needs and whether you want to take a home loan in Delhi NCR or a personal loan in Delhi NCR or a business loan in Delhi NCR, loan kumar will provide you the best loans with the most competitive interest rates.


Friday 24 August 2018

Why Loankumar.com is The Best Loan Provider Online in India


Loan kumar is the best loan provider of business, personal, home loans & loan against property in Delhi NCR. They are the best as they have the fastest dispersal time and do no waste time in unnecessary paperwork. Moreover the interest rates are also very competitive and there are no hidden charges.
Loan Kumar


These are the reasons why loankumar.com is the best loan provider online in India:

  •          QUICK DISPERSAL
With loan kumar which is the best business and personal loan provider in Delhi NCR, you get quick loan dispersal and you do not have to wait for days trying to get funds transferred to your account. Everything is done easily to avail business, personal or home loans by following few easy step and you can convert your dream into reality.

  •          MINIMUM PAPERWORK
Loan kumar is the best personal loan provider in Delhi NCR and does not ask for unnecessary paperwork while applying for loan. If you meet the requirements then the loan is dispersed to you super quick. The entire transaction happens online and you get the loan amount credited in your bank account super quick and easy.

  •          LOW INTEREST RATES
Loan kumar provides loans at very competitive interest rates. These interest rates are lower than many other financial lenders in the market and very competitive and correct. There is no waiting period and the interest rate is the same and does not change after the loan is dispersed. There is a complete transparency in the system.

  •          NO HIDDEN CHARGES
All the charges are stated beforehand and there are no hidden charges and thus you do not have to suffer financially as many lenders don’t state the extra charges up front and come out with them only when you have to pay back the loan. There is no such situation with loan kumar which is the best loan provider in Delhi NCR.

  •          SUPPORTIVE TEAM
Online support is provided and you can also call on the phone number if you have any doubts and queries. The staff is supportive and professional and they leave no stone unturned to ensure that the loan is dispersed super quick and also that their customer experiences delight.

All these reasons make loankumar.com the best business, home and personal loan provider online in India. Whenever you think loans-Think Loankumar.

Thursday 2 August 2018

Important Points to Keep in Mind While Applying for Loan Against Property

It is a very risky proposition to take loan against property and you should go for it only when you have no other choice left.

You should analyze your repayment capacity before taking the loan and then go for it with caution as your property is your biggest asset and you do not want to lose it at any cost. Contact loankumar for all your financial and loan needs as they provide the best loans at the least interest rates.

These are some points you should keep in mind while going for loan against property:
loan against property, loankumar
  • SHOP FOR INTEREST RATES
The most important point to keep in mind is to get the lowest interest rate possible for your loan. Check out different banks and financial institutions and go for the one who is giving the best deal for your loan. Also consider the overall cost of the loan as many times there are hidden charges which you should be clear about before signing on for the loan.

  •          HIDDEN CHARGES
Many times Banks have hidden charges which they don’t disclose upfront and this can come as a shock to you, thus you should talk about all the hidden charges like prepayment charges, late fee charges and processing fee upfront so that tomorrow you don’t feel stuck and cheated when these charges surface.


  •          COLLATERAL
It is very important that you plan ahead and see that you will be able to afford and pay off the loan before pledging your property as a collateral. You should be very cautious as your property is a prized possession and you should not risk it at any cost. Only go for the collateral if you are left with no other choice.


  •          INCOME
Also analyze that whether your income is good enough to pay off the loan. You should be able to afford the EMI for the entire term of the loan tenure and be able to pay off the loan as quick as possible to avoid losses and complications.


  •          VIABILITY OF BUSINESS PLAN
If you are taking a loan for business expansion then it is a good idea to introspect on the viability of the business idea, get some professional advice and then jump in with the loan or else you can face heavy loses and lose your property as well.

Thus by taking these precautions and having a long term vision you can avail a loan against your property and then get it back as soon  as you pay back your loan at the quickest.

ABOUT US

Loankumar.com is one of the best and fastest growing platform and loan provider Delhi NCR. We provide all different kinds of loans like personal loans, business loans, home loans & Loan against property. We provide loans at competitive interest rates.

Our entire focus is to provide customer delight and satisfaction. We leave no stone unturned and make all possible efforts to see to it that our customers are satisfied and happy.

The best part is that we do not take too much time in processing the loan. Our loan disbursal is much quicker and faster than other banks and financial institutions. We are a no-nonsense organization which makes sure that the customer is happy and satisfied.



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